February Tips

Avoid the Stress of Tax Season

Understanding some important terms and guidelines can help you have a smoother filing experience. Try this short interactive lesson to get the insights you need to feel prepared to file your taxes: https://firstnebraskabank.everfi-next.net

Safety Update

Make your passwords stronger with a simple trick!

Previously, we mentioned the dangers of reusing passwords across multiple services. Now, we would like to tell you how you can make your passwords stronger to prevent threat actors from guessing what passwords you use and compromising your accounts.

When a criminal wants to log into your account without your permission, they have a few different options—they can attempt to steal your password from you with phishing, they can try to guess your password, and sometimes they can exploit vulnerable software to obtain encrypted password hashes that can expose your password via cracking software on their computer.

Although we absolutely recommend using a password manager (e.g., LastPass, BitWarden, 1Password), there is one simple trick you can do to make your passwords stand up to even the most technical brute force attacks:

We all know that passwords should contain upper and lower-case letters, numbers, and symbols—but adding a space to your password will make it incredibly difficult to guess with cracking software.

For example:

Notagreatpassw0rd!This password can be guessed in 15 seconds using cracking software.

Now, what if we add spaces?

Not a great pass w0rd! — This password can be guessed in 56,000 years using cracking software.

How does this work? Modern brute forcing and cracking techniques have a difficult time accounting for spaces within passwords, as they are different from standard letter+number+symbol requirements. Criminals know to try letters, numbers, and symbols, but spaces on the other hand add a new dimension of difficulty to guessing or cracking a password.

This is why we recommend passphrases with spaces instead of passwords so often. Other important password tips to consider:

Keep in mind that some services may not allow you to set a password with a space. In such cases, it is best to use a password manager to create and store a completely randomized password instead.