Rates

All rates effective: 10/17/2017

Account Type APY* Interest Rate
Advantage, Prime and Business Rewards Checking Accounts (interest paid monthly) .05 .05
Performance Checking Account (interest paid monthly)

One account per person, consumer accounts only

Non-qualifying balances

Qualifying balances ***

$0.00-$15,000

$15,000.01 and up

*** To qualify, you must meet all 3 of the following requirements during the monthly statement cycle:

  1. Have 15 VISA debit card transactions post and settle (ATM transactions do not qualify);
  2. Have at least one automatic First Nebraska Bank loan payment or one direct deposit post and settle; and
  3. Be enrolled in our online banking and receive bank statements via e-statements.
 

 

.05

 

2.00

.15

 

 

.05

 

1.98

.15

Savings Account (interest paid quarterly)
$100 minimum balance required to earn interest
.15 .15
Little Sprout Savings Account (interest paid quarterly)

$10 minimum balance to open, for age 17 or under

.10 .10
Money Market Investment Account (interest paid monthly)

$.01 – $9,999.99

$10,000.00 – $49,999.99

$50,000.00 – $99,999.99

$100,000.00 and up

 

.12

.15

.19

.23

 

.12

.15

.19

.23

Health Savings Account (interest compounded monthly) .15 .15
Certificates of Deposit

3-Month Certificate** (RENEWAL RATE ONLY-DISCONTINUED TERM)

$500.00 minimum, compounded at maturity

6-Month Certificate**

$500.00 minimum, compounded quarterly

9-Month Certificate** (RENEWAL RATE ONLY-DISCONTINUED TERM)

$500.00 minimum, compounded at maturity

12-Month Certificate (NO PENALTY)

$500.00 minimum, compounded quarterly

12-Month Certificate**

$500.00 minimum, compounded quarterly

13-Month Certificate** (LIMITED TIME)

$500.00 minimum, compounded quarterly

15-Month Certificate**  (RENEWAL RATE ONLY-DISCONTINUED TERM)

$500.00 minimum, compounded quarterly

18-Month Certificate**  (RENEWAL RATE ONLY-DISCONTINUED TERM)

$500.00 minimum, compounded quarterly

24-Month Certificate**

$500.00 minimum, compounded quarterly

36-Month Certificate**

$200.00 minimum, compounded quarterly

48-Month Certificate**

$200.00 minimum, compounded quarterly

60-Month Certificate**

$200.00 minimum, compounded quarterly

 

 

.10

 

.30

 

.20

 

.50

 

.80

 

1.30

 

.30

 

.45

 

1.05

 

1.15

 

1.35

 

1.66

 

 

.10

 

.30

 

.20

 

.50

 

.80

 

1.29

 

.30

 

.45

 

1.05

 

1.15

 

1.34

 

1.65

Individual Retirement Accounts

18-Month IRA**

$100.00 minimum, compounded quarterly

60-Month IRA**

$100.00 minimum, compounded quarterly

 

 

.45

 

1.50

 

 

 

.45

 

1.49

 

*Annual percentage yield
**Substantial penalty may be imposed for early withdrawal

All rates and terms are subject to change without notice and all products may not be offered at all locations. Contact your local branch for availability, restrictions and effective rates after the effective date listed above. (Fees could reduce earnings.)

First Nebraska Bank