Careers

Job Description

This position is responsible for developing and maintaining loans primarily to customers for commercial small business, professions, construction, and commercial real estate. It involves calling upon potential or existing customers to acquire new loans, maintain current banking relationships, and promote business development. It includes managing branch personnel, operating budget, profitability, marketing plan, and operational integrity of the branch. Manage the branch lending functions of commercial, agriculture, installment, and real estate loans.

Responsibilities:

• Ensure that customers total financial service needs are identified and satisfied and those customer
  relationships are strengthened through the consistent delivery of quality customer service.
• Interviews loan applications to develop financial needs and abilities and determines financial credit
  worthiness.
• Gathers pertinent financial data, prepares a thorough credit analysis, and determines the acceptable risk
  of the loan.
• Grants loans within lending authority and makes recommendations to the loan committee on loans
  above the lending authority.
• Closes loans, assuring conformity with all regulations and proper documentation.
• Supervise the overall soundness of all loans within the agricultural, commercial, installment, and real
  estate portfolio.
• Work with branch personnel in the expansion and promotion of bank products and services to existing
  and new or prospective deposit and lending customers.
• Contacts delinquent customers to collect on past due loans.
• Responsible for the expansion of existing deposit and lending customer relationships, and the
  development of new business.
• Calls on present and prospective customers to discuss bank services and to promote business
  development.
• Manage the bank branch and serve as a positive role model, which includes promoting a professional
  work environment.
• Act as the primary communication contact with branch staff in regards to bank policy and changes.
• Manage the bank branch by:
  • Ensuring that the bank is adequately staffed with properly trained personnel.
  • Oversees branch human resources issues.
  • Guiding and advising subordinates in the more complex phases of their work.
  • Promote staff development through training, cross training, and career planning.
  • Ensure branch facilities operate effectively and efficiently in a condition of operating
    excellence; oversee building maintenance.
• Promote the growth and profitability of the bank branch by:
  • Periodically reviewing the loan portfolios to ensure that its loans conform to the bank’s lending policy and sound credit guidelines.
  • Achieve profit objectives of the bank by implementing strategies for improving deposit growth, fee income, and target pricing and managing expenses.
• Prepare annual budget recommendations and operating the branch within its limitations. Review and evaluate performance data in comparison to budget.
• Represents the bank in various civic and community organizations to further enhance its image and develop additional business both during and after bank office hours.
• Communicate necessary bank information to branch personnel through staff meetings, appropriate email, or one on one meetings, as necessary
• Lead employees using a performance management tool and provide feedback that encourages employee contribution, along with goal setting and a performance development plan.
• Responsible for seeing appropriate bank and regulatory controls, practices, policies and procedures are followed within the branch.
• Performs other duties and responsibilities as defined by Management.
• Accountable for complying with all Bank Secrecy Act and Anti Money Laundering regulations, bank
  policies and procedures.

Skills

• Professional and customer service oriented.
• Self-directed and growth oriented. Takes initiative and uses good judgement in making appropriate
  decisions.
• Ability to analyze credit factors, including various financial statements and tax returns.
• Organizational skills and detail-oriented individual.
• Ability to sell additional FNB products and services to clients.

Qualifications

• Bachelor Degree in Business, Banking, or related field, preferred, or comparable banking experience. • 3-5 years banking experience or related field.
• 2-3 years lending experience including commercial, real estate, agricultural, and installment
  (concentration depends on branch location).
• Appropriate lending licenses, if required.
• Proven leadership in the areas of retail, lending, sales & customer relationships. • Strong knowledge of FNB’s products and services.
• Valid Driver’s license

First Nebraska Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, age, national origin, sexual orientation, gender identity, physical or mental disability, or status as a protected veteran.

To apply, please see our Application Information section.

Job Description

Provides high quality customer service by meeting the needs of customers in an efficient and friendly manner while both servicing transactions and handling needs assessment and new account opening.

Responsibilities:

• Acts as the customers’ first point of contact with the Bank, by serving the customers’ total financial service needs by recognizing and uncovering opportunities and contributing directly to the success of the branch.
• Responsible for a broad range of basic to moderate activities in the branch including new account sales, customer servicing and referral generation.
• Process transactions: deposits & loan transactions, account transfers, money orders, and cashier checks, etc. accurately and according to established guidelines.
• Supports the Bank’s sales objectives and campaigns by selling and cross-selling Bank products.
• Assists the branch management with day-to-day transactions (including but not limited to approving transactions,
  preparing reports, etc.)
• Opens and maintains accounts offered by the Bank.
• Educate customers on the use of interactive teller machines, online banking and mobile banking.
• Actively promotes the branch office by making sales calls, assisting in outreach events and community involvement.
• Treat all transactions with complete confidentiality.
• Verifies customer information by following the bank’s Customer Information Program, Customer Due Diligence, and USA Patriot Act according to FNB BSA policies.
• Additional related duties may be assigned as appropriate for the branch.
• Comply with all Bank Secrecy Act and Anti Money Laundering regulations, bank policies and procedures.

Knowledge and Skills:

• Excellent verbal, listening, and written communication skills.
• Relationship building, collaboration and teamwork – plus – Problem Solving skills.
• Understands basic knowledge of bank deposits, lending products, credit products, and services to open accounts or refer customer to specialist team member(s).
• Demonstrates a high degree of accuracy and attention to detail skills.
• Proficient computer literacy with knowledge of windows-based computer software.
• Bilingual – desired.

Qualifications

• High school diploma or GED
• Years of functional/professional experience – typically have 1-3 years of prior teller or personal banking experience
• Valid Driver’s License
• Ability to work in a fast-paced environment
• Prior customer service experience

Physical Demands

• Ability to stand and /or sit for extended periods of time.

First Nebraska Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, age, national origin, sexual orientation, gender identity, physical or mental disability, or status as a protected veteran.

To apply, please see our Application Information section.